2024 Jumbo Loan Criteria

A Jumbo Loan is a mortgage that exceeds the conforming loan limit set by the Federal Housing Finance Agency (FHFA) for a given area. The most common conforming loan limit for 2024 is $766,550, which means mortgages that are larger than $766,550 are considered Jumbo Loans. Certain high cost areas have a different threshold for Jumbo Loans, dependent on counties where the property is located.

  • All counties have a limit of $1,149,825 as of 2024

  • Alameda, Contra Costa, Los Angeles, Marin, Orange, San Benito, San Francisco, San Mateo, Santa Clara, Santa Cruz County: $1,149,825

    Napa County: $1,017,750

    San Diego County: $1,006,250

    Monterey County: $920,000

    Ventura County: $954,500

    San Luis Obispo County: $929,200

    Santa Barbara County: $838,350

    Sonoma County: $877,450

    El Dorado, Placer, Sacramento, Yolo County: $766,550

  • Eagle, Pitkin, Garfield County: $1,149,825

    Routt Country: $1,012,000

    Summit County: $1,006,250

    San Miguel County: $994,750

    Boulder County: $856,750

    Park, Jefferson, Gilpin, Elbert, Douglas, Denver, Clear Creek, Broomfield, Arapahoe, Adams County: $816,500

  • All areas: $1,149,825

  • Monroe County: $929,200

  • All counties: $1,149,825

  • Teton County: $1,149,825

  • Frederick, Montgomery, Prince George’s, Charles, Calvert County: $1,149,825

  • Dukes, Nantucket County: $1,149,825

    Essex, Middlesex, Suffolk, Norfolk, Plymouth County: $862,500

  • Rockingham, Strafford County: $862,500

  • Ocean, Monmouth, Middlesex, Somerset, Hunterdon, Morris, Sussex, Passaic, Bergen, Essex, Union, Hudson County: $1,149,825

  • Putnam, Westchester, Rockland, Bronx, New York, Kings, Queens, Nassau, Suffolk, Richmond, Lewis County: $1,149,825

  • Pike County: $1,149,825

  • Cannon, Cheatham, Davison, Dickson, Macon, Maury, Robertson, Rutherford, Smith, Sumner, Trousdale, Williamson, Wilson County: $943,000

  • Summit, Wasatch County: $1,149,825

  • Arlington, Clarke, Culpeper, Fauquier, Fairfax, Loudon, Rappahannock, Madison, Prince William, Spotsylvania, Stafford, Warren County; Alexandria City, Falls Church City, Fairfax City, Fredericksburg City, Manassas City, Manassas Park City: $1,149,825

  • Snohomish, King, Pierce County: $977,500

  • Jefferson County: $1,149,825

  • Teton County: $1,149,825

  • All areas: $1,149,825

  • All areas: $1,149,825