2024 Jumbo Loan Criteria
A Jumbo Loan is a mortgage that exceeds the conforming loan limit set by the Federal Housing Finance Agency (FHFA) for a given area. The most common conforming loan limit for 2024 is $766,550, which means mortgages that are larger than $766,550 are considered Jumbo Loans. Certain high cost areas have a different threshold for Jumbo Loans, dependent on counties where the property is located.
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All counties have a limit of $1,149,825 as of 2024
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Alameda, Contra Costa, Los Angeles, Marin, Orange, San Benito, San Francisco, San Mateo, Santa Clara, Santa Cruz County: $1,149,825
Napa County: $1,017,750
San Diego County: $1,006,250
Monterey County: $920,000
Ventura County: $954,500
San Luis Obispo County: $929,200
Santa Barbara County: $838,350
Sonoma County: $877,450
El Dorado, Placer, Sacramento, Yolo County: $766,550
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Eagle, Pitkin, Garfield County: $1,149,825
Routt Country: $1,012,000
Summit County: $1,006,250
San Miguel County: $994,750
Boulder County: $856,750
Park, Jefferson, Gilpin, Elbert, Douglas, Denver, Clear Creek, Broomfield, Arapahoe, Adams County: $816,500
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All areas: $1,149,825
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Monroe County: $929,200
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All counties: $1,149,825
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Teton County: $1,149,825
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Frederick, Montgomery, Prince George’s, Charles, Calvert County: $1,149,825
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Dukes, Nantucket County: $1,149,825
Essex, Middlesex, Suffolk, Norfolk, Plymouth County: $862,500
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Rockingham, Strafford County: $862,500
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Ocean, Monmouth, Middlesex, Somerset, Hunterdon, Morris, Sussex, Passaic, Bergen, Essex, Union, Hudson County: $1,149,825
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Putnam, Westchester, Rockland, Bronx, New York, Kings, Queens, Nassau, Suffolk, Richmond, Lewis County: $1,149,825
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Pike County: $1,149,825
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Cannon, Cheatham, Davison, Dickson, Macon, Maury, Robertson, Rutherford, Smith, Sumner, Trousdale, Williamson, Wilson County: $943,000
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Summit, Wasatch County: $1,149,825
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Arlington, Clarke, Culpeper, Fauquier, Fairfax, Loudon, Rappahannock, Madison, Prince William, Spotsylvania, Stafford, Warren County; Alexandria City, Falls Church City, Fairfax City, Fredericksburg City, Manassas City, Manassas Park City: $1,149,825
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Snohomish, King, Pierce County: $977,500
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Jefferson County: $1,149,825
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Teton County: $1,149,825
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All areas: $1,149,825
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All areas: $1,149,825